Our Mission
Our Mission
To provide accessible, transparent, and responsible financial services that help our community members bridge temporary financial gaps while promoting long-term financial well-being.
Our Vision
To be the most trusted and respected financial services provider in Colorado, known for our integrity, community involvement, and commitment to responsible lending.
Our Values
Integrity, transparency, respect, community focus, and responsible business practices guide everything we do.
Leadership Patrick B. Patton
Patrick B. Patton brings extensive experience in financial services and a deep commitment to the Denver, Colorado community. Under his leadership, Advance Finance LLC has established itself as a trusted provider of responsible financial services, focusing on transparency, customer education, and ethical business practices. Patrick's vision for the company centers on helping community members access the financial resources they need while promoting financial literacy and responsible borrowing practices.
Our Services
As a licensed financial services provider specializing in nondepository credit intermediation, we offer a range of services designed to meet our customers' short-term financial needs:
Cash Advances
Short-term cash advances to help bridge financial gaps between paychecks or cover unexpected expenses.
Credit Intermediation
Professional credit intermediation services connecting customers with appropriate financial solutions.
Financial Guidance
Educational resources and guidance to help customers make informed financial decisions.
Personal Service
One-on-one consultation to understand individual financial situations and provide tailored solutions.
Industry Expertise
Advance Finance LLC operates within the broader Finance and Insurance sector, with specific expertise in:
- Nondepository Credit Intermediation: Our primary focus on providing credit services without traditional deposit-taking activities
- Credit Intermediation and Related Activities: Connecting borrowers with appropriate credit solutions
- Personal Credit Institutions: Specialized knowledge in personal lending and credit services
Related Industry Knowledge
Our team maintains expertise across various areas of the financial services industry, including:
- Activities Related to Credit Intermediation
- Insurance and Financial Services Integration
- Regulatory Compliance and Best Practices
- Consumer Protection and Rights
- Financial Technology and Innovation
Community Commitment
As a local business, we are deeply committed to the Denver, Colorado community. Our commitment extends beyond providing financial services to actively supporting the economic health and well-being of our neighbors.
Local Ownership
We are a locally-owned business with deep roots in the Denver, Colorado community, understanding local needs and challenges.
Community Employment
We employ local residents and contribute to the local economy through our operations and partnerships.
Community Support
We actively support local organizations, events, and initiatives that benefit our community.
Financial Education
We provide financial literacy resources and education to help community members make informed decisions.
Why Choose Us
Our team brings years of experience in financial services, with deep knowledge of both industry best practices and local market conditions. We understand the regulatory environment and maintain compliance with all applicable state and federal requirements.
Personalized ServiceUnlike large corporate lenders, we provide personalized service where you can speak directly with experienced professionals who understand your situation and can work with you to find appropriate solutions.
Transparent PracticesWe believe in complete transparency in all our dealings. All fees, terms, and conditions are clearly explained upfront, with no hidden charges or surprise fees.
Responsible LendingWe are committed to responsible lending practices that prioritize your financial well-being. We assess affordability, provide clear information, and work with customers who experience difficulties.
Technology and SecurityWe invest in modern technology and security measures to protect our customers and provide efficient service:
- Bank-level encryption for all sensitive data
- Secure data storage and transmission
- Regular security audits and updates
- Staff training on privacy and security procedures
- Streamlined application processes
- Quick approval and funding
- Multiple payment options
- Online account management capabilities
Regulatory Compliance and Licensing
Advance Finance LLC operates under the appropriate licenses and regulatory oversight required for our industry in Colorado. We maintain compliance with:
- Colorado state licensing requirements for financial services
- Colorado Check Cashers Act
- Colorado Deferred Presentment Services Act
- Federal Truth in Lending Act (TILA)
- Fair Debt Collection Practices Act (FDCPA)
- Equal Credit Opportunity Act (ECOA)
- Fair Credit Reporting Act (FCRA)
Regulatory Oversight: Our practices are regularly reviewed to ensure ongoing compliance with all applicable laws and regulations. We welcome questions about our compliance and regulatory status.
Get Started Today
Ready to learn more about our services or apply for a cash advance? We make the process simple and straightforward:
Contact Us
Call, visit, or complete our online form to get started with your application.
Quick Review
We'll review your application and contact you promptly with our decision.
Get Your Funds
Once approved, receive your funds quickly through your preferred method.