By accessing and using the website and services of Advance Finance LLC ("Company," "we," "us," or "our"), you ("User," "you," or "your") agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use our services or website.
Advance Finance LLC provides financial services including but not limited to:
All services are subject to state and federal regulations, licensing requirements, and our internal underwriting criteria.
To be eligible for our services, you must:
Submitting an application does not guarantee approval. All applications are subject to verification and our underwriting criteria. We reserve the right to:
False or misleading information may result in application denial and potential legal action.
Loan amounts vary based on state regulations, your income, and our underwriting criteria. Maximum loan amounts are subject to Colorado state law.
All fees, interest rates, and charges will be clearly disclosed before you accept a loan. Rates and fees may vary based on loan amount, term, and individual circumstances.
Loan repayment terms will be specified in your loan agreement. Payment methods include automatic withdrawal, online payments, or in-person payments at our location.
Failure to repay according to agreed terms may result in additional fees, collection activities, and potential negative impact on your credit report.
Our website is provided for informational purposes and to facilitate loan applications. You may not use our website for any unlawful purpose or in any way that could damage our systems or reputation.
You agree not to:
We are committed to protecting your personal information. Our collection, use, and protection of your data are governed by applicable privacy laws and our internal privacy policies. By using our services, you consent to our collection and use of your information as necessary to provide our services.
We collect information necessary to evaluate your loan application and provide our services, including but not limited to:
We may share your information with third parties as necessary to provide our services, including credit bureaus, verification services, and collection agencies, as permitted by law.
By using our services, you consent to receive communications from us electronically, including emails, text messages. You may opt out of certain communications, but this may affect our ability to provide services to you.
Our services are provided "as is" without warranties of any kind. We do not guarantee continuous availability of our services or website.
To the fullest extent permitted by law, Advance Finance LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
We may use third-party services to facilitate our operations. We are not responsible for the actions or policies of these third parties.
You agree to indemnify and hold harmless Advance Finance LLC, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.
These Terms of Use are governed by the laws of the State of Colorado. Any disputes arising from these terms or our services shall be resolved through binding arbitration in accordance with Colorado law, except where prohibited by applicable consumer protection laws.
Any legal disputes will be resolved through individual arbitration rather than class action lawsuits, except where prohibited by law.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes acceptance of the new terms.
If any provision of these Terms of Use is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.